Strong foundations for the ministry you’re building.
Insurance for new and church-planting ministries in California.
Just getting started? You need the right coverage, not everything. We help you understand what matters most for a ministry your size, then find the coverage that fits.
Wherever you are, we meet you there.
Ministries grow through seasons, and each one carries different risk. Whether you are planting a church or growing a religious nonprofit, we walk with you through all of them.
The coverages every new church needs first.
Church plant insurance, stripped to what you truly need: shopped from carriers who know ministries and shaped to your size.
General Liability
The bedrock. It covers third-party injury and property-damage claims, and it is the one policy almost every landlord, school, or venue requires before they let you in the door.
Property
Protects what you have gathered, from sound gear and instruments to laptops and the space you meet in, against fire, theft, and storm damage.
Sexual Misconduct Liability
The coverage no ministry wants to think about, and none should go without. It provides legal defense and protection against abuse and molestation claims, essential the moment children or vulnerable people are in your care.
Directors & Officers
Protects the personal assets of your directors, officers, and board members when a leadership decision is challenged. It defends the people who govern your ministry, so they can lead with confidence, not fear.
Workers’ Compensation
Required the moment you have staff. It covers medical costs and lost wages if someone on your team is hurt on the job.
Protection without the runaround.
Getting insured shouldn’t feel like a second job. We made the whole experience simple, clear, and quick, so you can get back to the work that matters.
One simple conversation
No twenty-page questionnaire. Tell us about your ministry in a short call, and we shape a quote around where you actually are.
Coverage you can actually understand
You will know exactly what you are paying for. No jargon, no fine-print surprises, just clear answers from people who only insure ministries.
Handled for you
We take care of the everyday paperwork, from certificates of insurance to coverage changes and renewals, so it never becomes your second job.
A free church risk consultant in your corner.
Most small ministries can’t hire a risk manager, so we wrote ours down. Practical checklists, templates, and guides, free to use whether you insure with us or not.
Your ministry’s guide to a healthy board
Leadership insights and practical guidance for building a board that leads your ministry well.
Read it ComplianceCalifornia AB 506 child-safety basics
What California’s child-protection law expects of ministries, and the policy that gets you compliant.
Read it ChecklistRenting or sharing a space?
What a school, storefront, or shared building will require you to carry, and how to get the venue added to your policy before you sign the lease.
Get the checklistThe complete guide to church plant insurance in California.
Everything a new or church-planting ministry needs to know about coverage, certificates of insurance, renting a space, and staying compliant, spelled out in clear, practical terms from your first service onward.
Read the Guide
A real partner from day one.
You don’t have to grow into good service. From your very first policy, you get the same expert team, the same carriers, and people who pick up when you call.
Everything that matters, from the start
For new & growing ministries
A coverage program built around you
We place the essential policies from carriers who know ministries and shape them to your size, never a one-size-fits-all bundle.
A specialist team a call away
Real ministry-insurance experts answer when you call or email, whenever a question, certificate, or coverage change comes up.
Certificates & claims, handled
Need proof of insurance for a venue? We take care of the certificate, and we stand with you if a claim ever happens.
A free risk-management library
Practical checklists, templates, and guides to help you run your ministry safely. Yours to use, whether you insure with us or not.
Frequently Asked Questions
What insurance do we need to rent a school, gym, or community center?
Almost always general liability, with the venue added to your policy, plus sexual misconduct liability once children are involved. Most venues ask for a certificate of insurance (COI) before your first service, and most landlords require proof of coverage before handing over the keys.
Get the church insurance checklistWhat insurance does a new church need?
General liability and sexual misconduct liability are the essentials, and what else your ministry needs depends on your situation. The buyer’s guide walks through exactly what a new church should have in place.
Read the buyer’s guide to church insuranceWe’re tiny and meet in a school cafeteria. Do we really need insurance?
Almost certainly, usually because the landlord requires it. The good news: a small ministry’s policy is small too.
Do we get the same support as the big ministries?
Yes, the same team and carriers. What changes is cadence: a ChurchWest agent is a call away for questions, certificates, or changes, while larger accounts add scheduled renewal meetings.
Get your ministry’s foundation in place.
One short conversation is all it takes. Tell us where your ministry is today, and we’ll help you cover the essentials, at a price that fits where you’re starting from.