Church Plant Insurance Guide
Church plant insurance explained: the coverage you need, when to get it, what landlords require for a COI, and the gaps to avoid.
Ministry Insurance and Risk Management is complicated. At ChurchWest, we make protecting your ministry simple, so you can grow safely & securely.
Explore our most‑requested policies
Comprehensive protection for every aspect of your ministry
Protect your ministry from third-party claims of bodily injury, property damage, and personal injury with comprehensive general liability coverage.
Keep your ministry vehicles and drivers protected with specialized auto insurance designed for churches and nonprofits.
Safeguard your buildings, equipment, and contents from fire, theft, natural disasters, and other covered perils.
Defend your ministry's right to operate according to your faith-based values with specialized legal protection and support.
Shield board members and leadership from personal liability for decisions made on behalf of your organization.
Coverage for claims of wrongful termination, discrimination, harassment, and other employment-related allegations.
Essential protection against claims of sexual abuse or misconduct with comprehensive legal defense and crisis management.
Protect your ministry from data breaches, cyber attacks, and technology-related risks in our digital world.
Coverage for pastoral counseling and spiritual care services with specialized protection for ministry contexts.
Comprehensive protection for your safety team, security personnel, and risk management programs.
Competitive health, dental, vision, and retirement plans to attract and retain talented ministry staff.
Keep your missionaries and short-term teams protected worldwide with comprehensive travel and medical coverage.
Required coverage for employee injuries and illnesses that occur on the job, with ministry-specific expertise.
Get the essential coverage church plants need, shaped to a new ministry's size and budget, from an agency that serves churches like yours.
From churches to schools, our agency supports ministries of every shape and size with specialized coverage and expert guidance.

A church is a landlord, an employer, a youth program, and an event host all at once. Our agents specialize in ministry insurance, so they know those risks and help you put together a program that fits your church and its budget.
Looking for something else? Call us at (800) 843-6054 to discuss your specific needs.
Church plant insurance explained: the coverage you need, when to get it, what landlords require for a COI, and the gaps to avoid.
Most churches buy church insurance without a clear sense of what they actually need. This guide walks ministry leaders through what to evaluate, how the buying process works, and how to make sure coverage fits where their ministry is today.
This guide explains what AB‑506 requires for youth‑serving ministries and how to comply: Live Scan fingerprint checks, mandated‑reporter training, and a written child‑safety plan with updated policies and procedures.
Our experienced team of insurance professionals is dedicated to protecting ministries of all sizes. Each agent brings specialized expertise to help you navigate the complexities of ministry insurance.