California Churches Are Facing an Insurance Crisis
Across the state, congregations are experiencing unprecedented challenges in the property insurance market. You're not alone—and there are solutions.
Nonrenewal Notices
Many California churches are receiving unexpected cancellation notices, leaving ministries scrambling for coverage.
Skyrocketing Premiums
Even when coverage is available, premiums have increased dramatically—sometimes 40-60% year over year.
Fair Plan Limitations
Properties placed on California's FAIR Plan face limited coverage and high costs with few options for improvement.
Our Approach: Building Long-Term Solutions
We don't just find you a policy—we build a comprehensive risk management program that positions your ministry for sustainable, affordable coverage.
Risk Management Visit
We conduct a thorough on-site evaluation of your property, identifying risks and opportunities to strengthen your insurance position.
Operations Review
We study your ministry's unique programs, activities, and organizational structure to understand your complete risk profile.
Comprehensive Program
We present a tailored insurance and risk management program designed for long-term sustainability and cost control.
Meet Jason Bartenstein
Jason serves as ChurchWest's lead representative for ELCA congregations in the Southwest California Synod. His deep understanding of ministry operations and the California insurance market makes him uniquely qualified to guide your church through these challenging times.
Whether you're facing a nonrenewal, struggling with premium increases, or simply want to understand your options, Jason is here to help you find a sustainable path forward.
More Than Just Insurance
Through our partnership with The Insurance Board, your ministry gains access to comprehensive resources designed to reduce risk, improve safety, and build a stronger foundation for the future.
Presidium Training Platform
Access The Insurance Board's comprehensive online training library with courses on safety, compliance, and risk reduction.
Claims Advocacy
When claims arise, you have a partner who advocates for your ministry—not just a policy number.
Risk Management Resources
Ongoing support with policies, procedures, and best practices to continuously improve your risk profile.
Long-Term Partnership
Build a relationship focused on protecting your ministry for years to come, not just the next renewal cycle.
Trusted by Lutheran Congregations
We're proud to serve ELCA ministries throughout Southern California, including the Southwest California Synod office.
"ChurchWest took the time to understand our ministry and found us coverage when we thought we had no options. Their risk management guidance has been invaluable."
Pastor Sarah M.
Grace Lutheran Church, San Diego
"After receiving a nonrenewal notice, we were panicked. Jason walked us through the process and helped us find a sustainable path forward."
Council President David L.
Redeemer Lutheran, Los Angeles
Insurance That Honors Your Ministry's Values
Every congregation is unique. We understand that your ministry serves your community in ways that reflect your values and calling. Our approach is to listen first, understand your specific needs, and build a program that protects what matters most to you.
Whether you're a historic downtown congregation, a growing suburban church, or a mission-focused ministry, we're here to support your work—without judgment, without agenda, just partnership.
Ready to Explore Your Options?
Whether you're facing an immediate challenge or simply want to understand how your current coverage compares, we're here to help. Let's start a conversation.
Or email Jason directly at jason@churchwest.com